Monday, January 3, 2011

Beyond Starving Student

I am currently a freshman at a top private university in Texas, which means I am completely broke. Yes, the majority of college students are broke hence the overly used phrase "starving student", but if there was another phrase describing a student more broke than that of a starving student, you would have me.

I absolutely love the university I go to. Being private school the classes are small, my first semester I had a class of only 7 people including myself. The teachers know your first name and actually want and do help you a lot, even meeting you in the schools coffee shop. The only downside to a private university is the cost. For me to live on campus the cheapest way and with the cheapest food plan cost some where around $34,000 excluding the cost of textbooks and supplies. While it is very costly I have received nearly $28,000 in grants, scholarships and loans, but that still leaves about $6,000 I have to pay. While $6 grand doesn't seem like a lot to some people, but coming from a poor family that's a lot. Luckily my school doesn't make me pay all of it up front, they have a payment plan where I can pay for it monthly. Each month I pay around $600. The summer before I started my first semester I persistently looked for a summer job where I could save money up to pay for my monthly payments. Nothing. No one was hiring. I felt hopeless, how was I going to pay for my school. I was already behind one payment, going on two since my payments started that summer. Luckily my grandmother stepped in and paid for my first month and by some miracle my parents way able to pay for the second month. By this time I moved into my dorm and started school. Still unemployed I started looking for jobs very close to my school since I didn't have a car. I was able to find a hostess job at a restaurant directly across my school. I was being paid $7.25/hr and by the end of the month with the help of my grandmother I was able to pay my monthly bill. A couple of months passed and my hours were significantly cut back to where I would be only working 3-5 hours a week. I decided to quit my job and work on Ebay. I have happily been doing Ebay for the past months. I love being my own boss and being able to work in my pajamas. While I do make a decent amount of money on Ebay I am still struggling to pay for my monthly payments.
I am hoping to find a summer job so I can save every penny possible to help pay for my college education. I know there are cheaper schools out there, but none have exactly what I'm looking for, not to mention that there are few schools in Austin that offer a Criminology degree.

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